At Penn Medicine, patients benefit from more than two centuries of the highest standards in patient care, education, and research. The caliber of comfort and individual attention you receive is unmatched by any other hospital in the Mid-Atlantic region.
While the clinical care and treatment of those in our community is paramount, we know our patients' financial wellness is also extremely important. With this in mind, we are happy to introduce AblePay Health to all our patients.
How AblePay Benefits Our Patients
AblePay is a NO-COST program that allows you to save on your out-of-pocket medical expenses (deductibles, coinsurance, and copays) while assisting if you ever have questions regarding your bill.
We know that it sounds too good to be true, but we can promise you there is no catch. Here’s how it works:
AblePay is assisting Penn Medicine in reducing our expenses related to patient payments. Having AblePay process these patient claims on our behalf means lower costs and guaranteed payments for the health system. AblePay then takes a portion of these savings and shares them with their members (our patients) who can then save on their out-of-pocket medical expenses. They simply retain a portion of the savings to fund the work they do for both Penn Medicine and for our patients.
AblePay can be used with any health insurance, including Medicare, so almost everyone is eligible to participate. You can also include anyone on your account that you are willing to be financially responsible for, even if they have a different insurance plan! All Penn Medicine patients are automatically accepted into the program without any credit checks!
AblePay works for our patients by providing savings, up to 13%, on your out-of-pocket medical expenses. They also provide flexible payment options to give you time allowing you to pay medical bills on terms that meet your current financial needs. Since all your Penn Medicine bills are conveniently stored in your AblePay portal, paying your bills has never been easier. Plus, the AblePay billing advocates are available to answer any questions you may have regarding a bill.
Do not hesitate, enroll today and let AblePay Health work for you!
HOW TO USE ABLEPAY
The first step is becoming a member. Enrolling is simple and takes less than five minutes. Just use any of the “Enroll” buttons on this page. Already a member? If so, there is no need to re-enroll. Your membership is intact.
Once enrolled, keep your AblePay card with your insurance information. Show your AblePay card the next time you visit a medical provider. While we are not insurance, the provider should enter AblePay as your secondary payor for the purpose of processing your claim.
AblePay will send an email notifying you that your bill was received and to visit your member portal. Once notified, you will have five (5) days to decide if you would like to change your default payment term or the payment method. If no changes are made, we will use the payment term and method chosen during enrollment.
After your service is complete and your primary insurance company processes your claim, the provider will bill AblePay. Your insurance carrier will still provide your Explanation of Benefits (EOB).
We encourage members to show their AblePay card at all provider visits as we will attempt to negotiate savings, regardless of their contractual agreement with AblePay. Providers currently accepting AblePay can be found HERE
AblePay Health Saves you Time and Money!
View a short demo to see how it works!
ABLEPAY MEMBER THOUGHTS
Don't take our word for it. See what your friends, neighbors, and co-workers have to say about AblePay Health.