AblePay Health was founded in Bethlehem, Pa., with a straightforward mission to help healthcare consumers deal with rising costs.


Since 2017 we have saved our members over one million dollars on their out-of-pocket medical expenses. Plus, medical bills can be confusing. So we help our members navigate the billing system, saving them time.


Your clinical care and treatment are paramount, but we know that your financial wellness is also essential. 


There is a good chance your provider is currently accepting AblePay. So, join the over 40,000 members saving time and money with AblePay today!

Medical Team

How AblePay Benefits You As A Patient

AblePay is a NO-COST program that allows you to save, up to 13%, on your out-of-pocket medical expenses (deductibles, coinsurance, and copays) while assisting if you ever have questions regarding your bill. 


​AblePay is assisting medical providers in reducing their expenses related to patient payments. Having AblePay process these patient claims means lower costs and quicker reimbursement for the health system.


AblePay works with any health insurance, including Medicare, so almost everyone is eligible to participate. You can also include anyone on your account you are willing to be financially responsible for, even if they have a different insurance plan! 


Savings- Flexible Payment Options - Convenience - Billing Advocacy


Do not hesitate to enroll today and let AblePay Health work for you!


The first step is becoming a member. Enrolling is simple and takes less than five minutes. Just use any of the “Enroll” buttons on this page. Already a member? If so, there is no need to re-enroll. Your membership is intact.


Show your AblePay card the next time you visit a medical provider. While we are not insurance, the provider should enter AblePay as your secondary payor for the purpose of processing your claim.


AblePay will notify you that your bill was received and to visit your member portal. You can then decide which payment option meets your current financial needs.


After your service is complete and your primary insurance company processes your claim, the provider will bill AblePay. Your insurance carrier will still provide your Explanation of Benefits (EOB).


Show your AblePay card during all provider visits as we will always attempt to negotiate savings with providers, regardless of their contractual agreement with AblePay. 

AblePay Health Saves you Time and Money!


View a short demo to see how it works!

AblePay Health Overview
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