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Once received, present your AblePay card along with your health insurance card whenever you seek medical treatment. AblePay is not health insurance or supplemental insurance.* It is entered into the provider’s system like a secondary or tertiary insurance only for the purpose of transmitting the member’s claim to AblePay for processing.


Your claim will first be sent to your insurance carrier for processing, and you will still receive your explanation of benefits (EOB).

Instead of receiving a bill from the provider for the portion you owe, you will receive an email/text message from AblePay informing you of a new claim and asking that you visit your member portal. 

After logging into your member portal, you can view your claim and decide how you want to pay your bill.  Once notified, you will have five (5) days to decide how you would like to pay. If you do not make any changes, we will process your claim based on the default payment term and method chosen during enrollment.  


You have the flexibility of deciding what payment method and term fits your current financial needs…ON EVERY CLAIM!

Simple Health Savings!

*AblePay is not an insurance carrier, plan, or product. The only similarity to insurance is how providers enter and process AblePay in their billing system for the purpose of sending the member’s claim to AblePay.

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