Save up to 13% on your out-of-pocket medical expenses!
The Ephraim McDowell Health System has been providing the highest level of care to patients in central Kentucky for over 130 years.
While the clinical care and treatment of those in our community is paramount, we know our employee’s financial wellness is also extremely important. With this in mind, we are happy to introduce AblePay Health to our entire team.
How AblePay Benefits Our Employees
AblePay is a NO-COST program that allows you to save on your out-of-pocket medical expenses (deductibles, coinsurance, and copays) while assisting if you ever have questions regarding your bill.
We know that it sounds too good to be true, but we can promise you there is no catch. Here’s how it works:
AblePay is assisting Ephraim McDowell Health in reducing our expenses related to patient payments. Having AblePay process these claims on our behalf means lower costs and quicker payments for the health system.
Employees wishing to use the AblePay program can expect a convenient member portal, making paying medical bills easier than ever before.
They can also take advantage of savings, up to 13%, on out-of-pocket medical expenses. A member's savings are determined on how quickly they wish to pay AblePay. They also provide flexible payment options on every bill, allowing you to pay medical bills on terms that meet your current financial needs. Plus, AblePay billing advocates are available to answer any questions you may have regarding a bill.
AblePay can be used with any health insurance, including Medicare, so you don’t have to have Ephraim McDowell benefits to participate. You can also include anyone on your account that you are willing to be financially responsible for, even if they have a different insurance plan! All interested employees will automatically accepted into the program without any credit checks!
HOW TO USE ABLEPAY
The first step is becoming a member. Enrolling is simple and takes less than five minutes. Just use any of the “Enroll” buttons on this page. Already a member? If so, there is no need to re-enroll. Your membership is intact.
Once enrolled, keep your AblePay card with your insurance information. Show your AblePay card the next time you visit a medical provider. While we are not insurance, the provider should enter AblePay as your secondary payor for the purpose of processing your claim.
AblePay will send an email notifying you that your bill was received and to visit your member portal. Once notified, you will have five (5) days to decide if you would like to change your default payment term or the payment method. If no changes are made, we will use the payment term and method chosen during enrollment.
After your service is complete and your primary insurance company processes your claim, the provider will bill AblePay. Your insurance carrier will still provide your Explanation of Benefits (EOB).
We encourage members to show their AblePay card at all provider visits as we will attempt to negotiate savings, regardless of their contractual agreement with AblePay. Providers currently accepting AblePay can be found HERE
AblePay Health Saves you Time and Money!
View a short demo to see how it works!